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First-time Home Buyer Application & Loan Products

First-time Home Buyer Application & Loan Products

Whom qualifies as a first-time home buyer?

You may be astonished. Numerous loan providers start thinking about a first-time house customer to be whoever has perhaps maybe not owned a property within the past 3 years. Though requirements differ by loan program, they could add:

  • Somebody who has owned a true house three or maybe more years back, it is presently leasing
  • A past homeowner whom is thinking about purchasing a house with a brand new partner who may have never ever been a home owner
  • A parent that is single has just owned with an old spouse while hitched
  • Someone who is a displaced homemaker and it has just owned by having a partner
  • A mobile house or RV owner (who’s maybe not a present home owner)
  • A home owner whose property that is previous therefore dramatically damaged it doesn’t compare well to regional and state company codes, or it can cost more to repair the house than build brand new

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